
HAPPY NEW YEAR
Let us reflect and say goodbye to 2022, as we anticipate and welcome 2023.
Happy New Year and all that jazz.
Did you know we didn’t always celebrate New Year’s Day on January 1st?
New Year’s was observed on the spring equinox, autumn equinox, winter solstice, with the most popular dates on March 25 and December 25.
The Gregorian calendar fixed the errors in the Julian calendar by adding leap years and in 1582 the Roman Catholic Church officially adopted January 1st as the beginning of the new year.
But it wasn’t until 1918, 336 years later, when most of the world came onboard. However, there remain a few holdouts who celebrate on a different day.
PROFIT CENTER PODCAST
Watch my 20-minute interview with Property Profits podcaster Dave Dubeau or listen on YouTube or choose another preferred media available on Apple Podcast, Google Podcast, Castro, Spotify, Overcast.
Our mentor, Harv Eker, emphasized that repetition is the mother of learning.
How else could anyone learn to cook or drive or swim or play an instrument without repetition?
But think on this: the key to success is knowing what to repeat.
July Ono.
PILGRIM’S PROGRESS

Did you know that Pilgrim’s Progress was written 350 years ago and has never been out of print?
It is the second most read book next to the Bible.
You can download a free copy of the 2015 version here.
There is even a Marvel Comic version.
The movie version is available on Amazon Prime.
Join us online at Coastal Church as we follow Christian’s journey to the Celestial City.
ROYALTY-FREE IMAGES

Thanks to Winston Bromley of Artbox.ca for recommending two websites for royalty-free images: pexels.com and pixabay.com.
I didn’t know about these free stock photos when I built my last website and paid for images at another site.
SAVE TIME & MONEY WITH TEMPLATES

There is one habit that can come to your rescue in times of trouble especially if you are a business owner: file every document with a chronological file name.
YYYY-MM-DD File name.pdf
If and when something goes sideways, months or years later, it is much easier to find and identify documents listed in chronological order.
It just takes a few minutes a day to archive files in this manner to save yourself hours of tedium sifting through thousands of correspondence in long forgotten emails.
My business philosophy is just assume that everything you do is going to be audited.
To help you get started, here are free Excel templates that you can experiment with.
BANK SCAMS

How do you really know that you’re talking to an authorized banking representative?
A close relative was recently scammed into disclosing personal information.
The impersonator, posing as a bank representative, was alerting her to potential fraudulent charges.
The scammer knew certain banking details, but not enough.
This is when suspicion raised a flag: the bank rep advised not to conduct any transactions for the next 24 hours for security purposes.
Upon calling the toll-free number, the fraud department confirmed they did not initiate contact. The reason for the 24-hour delay is so the fraudulent charges could not be reversed or stopped.
This is why two-factor authentication helps secure access to sensitive online sites.
The first layer is through an email address; the second is a verification PIN sent to a cell phone.
If in doubt, ask for the reference number, tell the agent you are going to hang up, and call the number on the back of your credit card.
WHY INVEST IN REAL ESTATE?
GREAT RETURNS
If the real estate you own increases in value over time, you can sell it for a solid profit. Remember, though: Appreciation isn’t guaranteed. You’ll need to invest in the right property to see those big returns.
About July Ono.
JulyOno.com is a real estate investment company. We have been actively involved in the Lower Mainland area real estate investing for a number of years. Our mission is to provide local housing and commercial workspace to quality tenants while at the same time providing an above average return on investment (R.O.I.) for our investor partners and for ourselves. It is truly a win-win-win way of investing!
July offers her investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact July Ono.
For more information about July and her investment program, please call (604) 830-2438 and email her at july@julyono.com or visit https://julyono.com/
