(604) 830-2438



 There are several ways to say Happy New Year in Japanese.

A popular formal greeting is “shinnen omedeto” which literally translates to congratulations for the new year which is beginning.

This is a longer and more formal version “akemashite omedeto gozaimasu.”

 And you would say in return, kotoshi mo yoroshiku onegaishimasu, which means I look forward to your continued good will in the coming year.

 Among Japanese friends, the casual short-cut greeting for the beginning of the year is simply “omedeto” which translates to congratulations.

 To all my friends, omedeto.

 And since you are friends, your casual reply is simply kotoyoro.







What is a mutual fund trust (MFT)?

 It is similar to the structure of a Limited Partnership (LP).

 Instead of a General Partner taking care of operations for the LP, the mutual fund trust has a Trustee and Unit Holders instead of the Limited Partners.

 The same level of protection applies: Unit Holders only risk their original investment, maintaining their limited liability status.

 The Trustee invests in real estate projects.

 The benefit of a MFT is its ability to accept cash, RRSP, RESP, LIRA, and TFSA funds.

 MFTs operate as a flow-through entity and are tax-efficient, flowing income and capital gains to investors.


 July Ono.



There are 3 categories of investors that qualify to invest in OCMI Mutual Fund Trust.

1: accredited investor exemption;

2: eligible investor exemption;

3: minimum amount $150,000 exemption no longer applies to individuals, but to an existing Person (another word for corporate entity) that was not created for the sole purpose of investing in the fund.

There is no qualification or certification process to achieve accredited investor status except for meeting the financial definitions.

We can now accept investor funds from BC, Alberta, Saskatchewan, Manitoba, Quebec, New Brunswick, Prince Edward Island, Nova Scotia, and Newfoundland.


After 3 years of due diligence and negotiations, subjects were removed on December 20th with closing 60 days later.

We are now raising capital to acquire 576 Lougheed Highway.

Phase 1 includes the rezoning into mixed use high density.

We forecast a 3 year process at which point there are 2 options.

Option A is to flip the redeveloped land.

Option B is to flip it to ourselves.

If we choose Option B, then Phase 2 will raise funds to build a tower.


The professor told our class it should take no more than 2 hours to complete the final take home exam.

I don’t know if I should be embarrassed or proud of the fact that it took me 28 hours to figure out the SPSS outputs and conclusions for 8 hypotheses.

Learning how to run a t-test, correlations, analyze variances with one-way ANOVA or factorial ANOVA, using linear regression to predict the future, and nonparametric tests over 6-weeks was the easy part.

The challenging part is translating a case study and figuring out which test to run and providing the interpretation of the values. 

In statistics, there is no such thing as proof; only proving what is false.

The entire science of statistics was developed to account for the error in every test.

A Type 1 error is rejecting the null hypothesis = there is a statistically significant difference.

A Type 2 error is failing to reject the null hypothesis = basically, accepting random chance.

It felt like taking accounting 101 and learning debits and credits for the first time.


Baseball managers relied on their gut instinct to judge if a player was good.

Billy Beane, the manager of the Oakland Athletics baseball team, used metrics to put together a team with a small budget.

Author Michael Lewis wrote about this in Moneyball: The Art of Winning an Unfair Game, that later became a movie starring Brad Pitt

It’s a story about using statistics to create a winning baseball team.

In 2022, data analysis in sports created 2.5 quintillion bytes of data per day.

The game changer is the rise of big data analytics in business as explained in this honors thesis.

As a result of statistics, sports betting today is a multi-billion dollar business just in the US.


Competitive Risk-Adjusted Returns

Real estate returns vary, depending on factors such as location, asset class, and management. Still, a number that many investors aim for is to beat the average returns of the S&P 500—what many people refer to when they say, “the market.”

About July Ono.

JulyOno.com is a marketing platform for a real estate investment company. We have been actively involved in the Lower Mainland area real estate investing for a number of years.  Our mission is to provide local housing and commercial workspace to quality tenants while at the same time providing an above average return on investment (R.O.I.) for our investor partners and for ourselves. It is truly a win-win-win way of investing!

July offers her investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact July Ono.

For more information about July and her investment program, please call (604) 830-2438 and email her at july@julyono.com or visit https://julyono.com/