(604) 830-2438



Here’s an oldie, but goodie as we say goodbye to April Showers by Bing Crosby.

Though April showers may come your way
They bring the flowers that bloom in May
So if it’s raining, have no regrets
Because it isn’t raining rain, you know (It’s raining violets)
And where you see clouds upon the hills
You soon will see crowds of daffodils
So keep on looking for a blue bird, and listening for his song
Whenever April showers come along





This is my go-to do-it-yourself online resource for legal templates at LawDepot.ca or LawDepot.com.

These are customizable agreements including commercial and residential lease agreements, Power of Attorney (POA), Last Will and Testament, loan agreements, cohabitation agreement, prenuptial agreement, separation agreement, and more.

They offer a 1-week free trial that converts into a monthly subscription.

I just buy the one-off form and write it off as a business expense.

The reason for mentioning Law Depot is due to the recent death of a friend’s close relative who did not have a Will, and now his estate is in probate. 

Did you know the minimum age to create a Will in BC is now 16 years? 

It’s so much easier (for the survivors) when a Trustee has been named in a Will.

July Ono.



If you operate a business in Canada, then you should be aware of the Capital Dividend Account (CDA).

Yet, very few business owners know about it.

This short video gives an overview of this secret notional account tracked by the Canada Revenue Agency (CRA).

If you claim a capital gain in your corporation, 50% of the gain is taxable and the other tax-free 50% can be pulled out through the CDA.

I discovered a shocking fact that not all accountants are aware of this notional account. Does yours?

The scary part is that if you do not claim the CDA amount up to a year after dissolving your business, the government takes it.

A tax-free capital dividend is not to be confused with a taxable regular dividend.

Your accounting professional should know about the CRA Form T2054 Election for a Capital Dividend under Subsection 83(2).

A word of caution: if the calculation is incorrect, stiff penalties will apply.


Steve was taking a look at what kind of government funds were available to acquire a blueberry farm.

So, he called Farm Credit Canada for answers.

It is amazing the amount of money that is available for farming and agriculture from interest-free loans, low cost loans up to $750,000 for out-buildings and equipment, including no payments for the first year or two depending on the crop.

He discovered that a blueberry farm needs to produce a minimum of one million (1,000,000) pounds of berries a year to be profitable. 


The BC Supreme Court approved a $51,000,000 settlement (less all fees and taxes) for eligible claimants if you were featured in Facebook “Sponsored Stories” between January 1, 2011 to May 30, 2014.

This class action suit includes residents of BC, Saskatchewan, Manitoba, Newfoundland, and Labrador.

The deadline to submit a claim form is Tuesday August 20, 2024 by 5:00 p.m. Pacific Time.


Did you know there are millions of grant dollars that go unclaimed every year?

That’s because the government is not in the business of marketing or promoting benefits; it’s up to individuals to find out on their own.

The Business Benefits Finder is an easy start to find resources for your business or if you plan to start a new business.

Here is the business grants overview page on financing programs, wage subsidies, tax credits.

And remember there are strings attached for receiving free money.


Long-Term Security

Real estate is a long-term investment, meaning you can hold it for several years as you wait for it to appreciate. At the same time, if you rent out your real estate you can earn monthly income while you wait for your property’s value to rise.

About July Ono.

JulyOno.com is a marketing platform for a real estate investment company. We have been actively involved in the Lower Mainland area real estate investing for a number of years.  Our mission is to provide local housing and commercial workspace to quality tenants while at the same time providing an above average return on investment (R.O.I.) for our investor partners and for ourselves. It is truly a win-win-win way of investing!

July offers her investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact July Ono.

For more information about July and her investment program, please call (604) 830-2438 and email her at july@julyono.com or visit https://julyono.com/