Many Canadians and global citizens are quietly losing wealth due to the flaws of fiat money, which is government-issued currency not backed by physical assets. Over time, inflation erodes the value of this money, meaning that savings in the bank gradually lose purchasing power.
As Rich Dad Poor Dad author Robert Kiyosaki points out, saving fiat money is like storing wealth in a leaky bucket. Gresham’s Law explains it well: “Bad money drives out good.”
A personal example: until 1968, Canadian dimes were made of silver. My father used to separate the older dimes from the rest and would buy them from me for a quarter—because the silver content made them worth more than face value. He understood the long-term value of real assets over paper promises. People like my dad will then spend weak money such as debased currency and buy assets that retain real value like bullion or property.
Governments print money to stimulate economies, but this leads to inflation and debt. Canada, like many countries, has a debt-to-GDP ratio over 100%, meaning it owes more than it produces annually. To manage this, governments depend on more borrowing, higher taxes, and low interest rates—none of which solve the core problem.
Meanwhile, real assets like real estate appreciate over time and protect against inflation. You can buy them with weakening currency, yet they gain value, effectively preserving your wealth.
Saving in fiat currency is risky. In a world of rising debt and inflation, real assets offer a smarter path to long-term financial security.
Sources:
“If You Want to Get Rich, Stop Thinking Like a Poor Person” (Please excuse Robert’s language; he is a former US Marine after all.)
Gresham’s Law, Hyperinflation and the Death of the Dollar
When Did Canada Stop Using Silver in Coins?
Countries with the Highest National Debt 2025
A World of Debt 2025 | UN Trade and Development (UNCTAD)
Top 10 countries with the highest public debt in 2025: India’s rank vs the US, China, and Japan
% Change in Canadian Prices vs. 2% Inflation Target (2014 to 2024) : r/CanadaHousing2
Accredited investors are intentional in their financial strategy to trade in their monopoly money for real assets that not only hold value but increase in value over time. The unfortunate truth is that most Canadians are excluded from investing in opportunities with the most lucrative returns. I was part of that demographic until 2001 when I chose to become financially literate, not rely on others for my future (banks or bosses), and create financial security on my own terms.
EXCLUSIVE INVESTMENT OPPORTUNITY FOR ACCREDITED INVESTORS
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Date: Thursday August 21st, 2025
Where: 203 Business Centre (2nd floor)
Address: 5794 – 203 Street, Langley, BC
Time: 7:00 p.m. to 8:15 p.m.
Parking: There is free parking in front, in the back, across the street.
Light refreshments will be served.
RSVP: Thank you for providing advance notice if you are able to july@ocmi.ca
